Financial freedom is possible. Start by understanding your financial situation. Use these free resources to help you manage your money, get out of debt and plan for retirement.
Free financial & budgeting tools
Our free online tools have been developed, refined and honed to be relevant for Albertans. You’ll learn how to create effective, realistic spending plans, deal with your debts, save more, and build a stronger credit rating. And you can do it all in the comfort of your own home!
Credit Reports
Your credit report is an important financial tool you should check at least once a year to ensure you’re in good standing with current and prospective lenders. Canada has two credit reporting agencies that keep track of your credit usage and history.
Find out how to get a copy of your credit report at:
Student Loans
Do you have questions about funding post-secondary education or looking for more information about your current loans? These websites can help:
We compiled a helpful guide with the top strategies to pay off student loan debt as quickly as possible.
Online Tools
Stretch Your Dollars: Budgeting Workbook
Go back to basics. This workbook offers suggestions on how to budget, cut your expenses, boost your income, and where to access valuable financial information, services, and programs.
Managing Your Debt
From reconsidering your budget to looking at various debt consolidation options, here are 8 ways to help you manage your money during financial uncertainties.
Spending Plan Forms for Better Budgeting
The best way to get ahead of your money is by knowing where it’s going! Fill out this spending plan to organize your income, expenses, debts and assets. Follow the plan to help you see the bigger picture, and manage your money better.
Utilities Consumer Advocate
Learn more about your energy bill, compare costs between Alberta energy providers, and find ways to make the most of your money.
A Handbook for Rebuilding Credit
Learn how to rebuild your credit step-by-step and get your financial affairs in order for a brighter future.
Net Worth Calculation Form
Find out your net worth by understanding what you own (assets) and what you owe (liabilities).
Youth Spending Plan Form
Lay the foundations for a healthy financial future by helping young people create and follow a spending plan to budget for expenses. This will be a skill that will serve them well for the rest of their lives.
How to Organize Your Finances
Learn how to organize your finances, where to store important documents, how to set short-term and long-term goals and track your success with this handy document.
Weekly Money Diary
Use this handy money diary to help you understand your spending habits, so you can manage your finances better.
Overcoming the Debt Issues Cycle
Our Debt Issues Cycle infographic will help you identify the factors contributing to the debt cycle, as well as the methods of dealing with them.
Preparing for Debt Repayment - Wallet Card
Using everyday tools to prepare for your upcoming financial journey will only secure a successful financial future. Try our wallet card reminder to resolve any concerns.
Sample Settlement Letter to Creditors
Follow this basic template to write a settlement letter to your creditors to come to an agreement on how to repay debt owing.
Sample Creditor Repayment Plan Letter
Follow this basic template to write a repayment plan letter to your creditors.
Money Tips
The CRA Is Powerful — But You’re Not Powerless: What to Do If You Can’t Afford to Pay the CRA
Alberta After the 2025 Election: What’s Next for Your Wallet?
Debt Consolidation Loan vs Government Debt Consolidation Programs: What’s the Difference?
The CRA & Your Debt: What Every Albertan Needs to Know Before Tax Deadline 2025
What our clients have to say
Dennis Moore
1741632623
Yve was extremely helpful and professional and I was relieved to see a solution to my debt problem. I'm excited about the journey I'm about to embark on and becoming debt free for life. I encourage anyone who is feeling stressed about their debt to give Money Mentors a call. I'm so grateful. Thank you God for Money Mentors.
Joshua Terrado
1740428289
Money Mentors provided me with a solution that was easier, far less stressful, and perfectly suited to my situation. Ms. Yve, was my counselor, and she was an amazing person to work with. She made sure all my questions were answered in a timely manner and was always there to check in on me, offering assistance whenever needed and ensuring I stayed on the right track. I highly recommend Money Mentors to anyone struggling with debt and looking for the best solution to manage their finances and ease the stress on their shoulders. Their counselors are truly amazing, their services is exceptional, and they offer a fantastic debt management program.
G
1734834113
Yve is the best. Very knowledgeable but also very considerate and kind. Gave me numerous options regarding my debt as well as thr best option based on her expertise. Would recommend to everyone.
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