Financial freedom is possible. Start by understanding your financial situation. Use these free resources to help you manage your money, get out of debt and plan for retirement.
Free financial & budgeting tools
Our free online tools have been developed, refined and honed to be relevant for Albertans. You’ll learn how to create effective, realistic spending plans, deal with your debts, save more, and build a stronger credit rating. And you can do it all in the comfort of your own home!
Credit Reports
Your credit report is an important financial tool you should check at least once a year to ensure you’re in good standing with current and prospective lenders. Canada has two credit reporting agencies that keep track of your credit usage and history.
Find out how to get a copy of your credit report at:
Student Loans
Do you have questions about funding post-secondary education or looking for more information about your current loans? These websites can help:
We compiled a helpful guide with the top strategies to pay off student loan debt as quickly as possible.
Online Tools
Stretch Your Dollars: Budgeting Workbook
Go back to basics. This workbook offers suggestions on how to budget, cut your expenses, boost your income, and where to access valuable financial information, services, and programs.
Managing Your Debt
From reconsidering your budget to looking at various debt consolidation options, here are 8 ways to help you manage your money during financial uncertainties.
Spending Plan Forms for Better Budgeting
The best way to get ahead of your money is by knowing where it’s going! Fill out this spending plan to organize your income, expenses, debts and assets. Follow the plan to help you see the bigger picture, and manage your money better.
Utilities Consumer Advocate
Learn more about your energy bill, compare costs between Alberta energy providers, and find ways to make the most of your money.
A Handbook for Rebuilding Credit
Learn how to rebuild your credit step-by-step and get your financial affairs in order for a brighter future.
Net Worth Calculation Form
Find out your net worth by understanding what you own (assets) and what you owe (liabilities).
Youth Spending Plan Form
Lay the foundations for a healthy financial future by helping young people create and follow a spending plan to budget for expenses. This will be a skill that will serve them well for the rest of their lives.
How to Organize Your Finances
Learn how to organize your finances, where to store important documents, how to set short-term and long-term goals and track your success with this handy document.
Weekly Money Diary
Use this handy money diary to help you understand your spending habits, so you can manage your finances better.
Overcoming the Debt Issues Cycle
Our Debt Issues Cycle infographic will help you identify the factors contributing to the debt cycle, as well as the methods of dealing with them.
Preparing for Debt Repayment - Wallet Card
Using everyday tools to prepare for your upcoming financial journey will only secure a successful financial future. Try our wallet card reminder to resolve any concerns.
Sample Settlement Letter to Creditors
Follow this basic template to write a settlement letter to your creditors to come to an agreement on how to repay debt owing.
Sample Creditor Repayment Plan Letter
Follow this basic template to write a repayment plan letter to your creditors.
Money Tips
Book your FREE Financial Needs Assessment or School Presentation today!
