Albertans believe they will retire debt free by age 62.

Learning Centre

We have a lot of valuable  learning tools available – tools that are developed, refined and honed to be relevant for each user. You’ll learn how to create effective, realistic spending plans, deal with your debts, save more and build a stronger credit rating. And you can do it in the comfort of your own home. Below are 10 easy ways for you to learn more about money management at your own pace:

Financial Calculators

Our interactive tools can also help you gauge and improve your financial situation. Calculators include:

Money Tip$ App

This app provides daily reminders and encourages users
to live within their means, be financially disciplined, and start
taking proactive measures to improve their personal finances.

Free Budgeting Workbook

Go back to basics. This free workbook offers suggestions on how to budget, cut your expenses, boost your income, and where to access valuable financial information, services, and programs.

Preparing for Debt Repayment

Using everyday tools to prepare for your upcoming financial journey will only secure a successful financial future. Try our wallet card reminder as well as our Debt Issues Cycle to resolve any concerns.

hand giving money illustration

Consumer Tips

As experts in budgeting and debt management, we often receive questions about other personal money management aspects such as:

•    Making wise financial choices

•    Banking

•    Comparing credit cards

•    Knowing your rights as a consumer

•    Protecting yourself against fraud

•    Comparing leasing vs. buying a car

•    Renting vs. owning your residence

•    How daily spending can affect your retirement

•    How to pick the right credit counselling agency

•    Income tax and benefit information

•    Tips and guides on buying and renovating your home

 

For these questions, check out the organizations our counsellors and coaches use regularly:

 

•    Service Alberta

•    Credit Counselling Canada   

•    The Financial Consumer Agency of Canada

•    Industry Canada

•    The Canada Revenue Agency

•    Canada Mortgage and Housing Corporation

Credit Reports

Your credit report is an important financial tool you should check at least once a year to ensure you’re in good standing with current and prospective lenders. Canada has two credit reporting agencies that keep track of your credit usage and history.

Find out how to get a copy of your credit report at:

Student Loans

Do you have questions about funding post-secondary education or looking for more information about your current loans? These websites can help:

pig-seal

Want to learn more about  our services or book your free Financial Needs Assessment?

Looking for something specific?