Debt Management Quiz Home » Resources » Debt Management Quiz Please select the button that most accurately represents your current financial practices: Always Sometimes Never I pay the rent/mortgage and utility bills on time: I save 10 per cent of my net income: I try to keep three months of my net income inreserve for emergencies: I plan ahead for large expenses such as taxes and insurance: I set goals and keep a budget for my net income: I spend no more than 15 - 20% of my net Income on credit payments, excluding home mortgage: I comparison shop for the purchase of most products or services: I use credit only for expensive purchases or when I have the money in the bank to cover the charge: I balance my chequebook every month: I keep myself financially updated by reading consumer articles: Your Score: Understanding your score: Now what? Our website contains much more information to help you better manage your money. See our resources page for more details. To take our online quiz please view this page on our desktop site. Want to learn more about our services or book your free Financial Needs Assessment? Call: 1.888.294.0076 Looking for something specific?