Our free online tools have been developed, refined and honed to be relevant for Albertans. You’ll learn how to create effective, realistic spending plans, deal with your debts, save more, and build a stronger credit rating. And you can do it all in the comfort of your own home!

Credit Reports

Your credit report is an important financial tool you should check at least once a year to ensure you’re in good standing with current and prospective lenders. Canada has two credit reporting agencies that keep track of your credit usage and history.

Find out how to get a copy of your credit report at:

Student Loans

Do you have questions about funding post-secondary education or looking for more information about your current loans? These websites can help:

We compiled a helpful guide with the top strategies to pay off student loan debt as quickly as possible.

Online Tools

Stretch Your Dollars: Budgeting Workbook

Go back to basics. This workbook offers suggestions on how to budget, cut your expenses, boost your income, and where to access valuable financial information, services, and programs.

Managing Your Debt

From reconsidering your budget to looking at various debt consolidation options, here are 8 ways to help you manage your money during financial uncertainties.

Spending Plan Forms for Better Budgeting

The best way to get ahead of your money is by knowing where it’s going! Fill out this spending plan to organize your income, expenses, debts and assets. Follow the plan to help you see the bigger picture, and manage your money better.

Utilities Consumer Advocate

Learn more about your energy bill, compare costs between Alberta energy providers, and find ways to make the most of your money.

A Handbook for Rebuilding Credit

Learn how to rebuild your credit step-by-step and get your financial affairs in order for a brighter future.

Net Worth Calculation Form

Find out your net worth by understanding what you own (assets) and what you owe (liabilities).

Youth Spending Plan Form

Lay the foundations for a healthy financial future by helping young people create and follow a spending plan to budget for expenses. This will be a skill that will serve them well for the rest of their lives.

How to Organize Your Finances

Learn how to organize your finances, where to store important documents, how to set short-term and long-term goals and track your success with this handy document.

Weekly Money Diary

Use this handy money diary to help you understand your spending habits, so you can manage your finances better.

Overcoming the Debt Issues Cycle

Our Debt Issues Cycle infographic will help you identify the factors contributing to the debt cycle, as well as the methods of dealing with them.

Preparing for Debt Repayment - Wallet Card

Using everyday tools to prepare for your upcoming financial journey will only secure a successful financial future. Try our wallet card reminder to resolve any concerns.

Sample Settlement Letter to Creditors

Follow this basic template to write a settlement letter to your creditors to come to an agreement on how to repay debt owing.

Sample Creditor Repayment Plan Letter

Follow this basic template to write a repayment plan letter to your creditors.

Money Tips

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What our clients have to say

Just got financial advice from Yve and she was very helpful and understanding. I’m hopeful for the future to become debt free.Thanks, money mentors.
Toni De Viet
Toni De Viet
1715096750
I actually dealt with Sherie in Edmonton. My first meeting with her was the best thing I ever did as she helped me feel comfortable in my quest to pay off 38000 dollars. No guilt or blame or feeling bad involved. 58 months later, I am debt free. Imagine that! Woohoo! I would strongly suggest that anyone who can if they owe, should go to Money Mentors. You'll feel great because you paid your debt off. Your credit is affected for 2 years rather than 6 and you will feel like you achieved a great thing.
jon cory
jon cory
1711409219
Money mentors literally gave me a better life. I was paying so much interest that I wasn't paying the debt down. I did that for years. They put me on an affordable plan and now I'm on a path to being debt free
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