Grade 11

Understanding Loans & Credit Options

Students learn the eligibility requirements needed to qualify for student loans and government grants. They explore what a student line of credit is and the differences between a student loan and a student line of credit. They also learn what to consider when getting their first credit card and the different terms used when dealing with credit cards. Students are taught about overdraft protection and payday loans and how the amount of interest charged may depend on the type of credit product used.

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