Roll-Down Your Credit Card Debt

Pay less interest and pay off your credit card debt faster using the Roll-Down Your Credit Card Debt calculator.

Apply this simple concept:

1. Pay off your credit card with the highest interest first.
2. When a credit card balance is paid in full, apply the monthly payment you were making to the balance with the next highest interest rate.

Start by entering the extra money you can pay towards your credit card debt, above your minimum payment (roll-down amount). Then enter your credit card balances, interest rate and minimum payment.