Introducing the only Alberta-based non-profit credit counselling agency.

We’ve helped thousands of Albertans resolve tax debt and regain control of their finances.

  • Affordable and Stress-Free Tax Debt Solutions
  • Personalized Guidance and Support
  • A Positive Alternative to CRA Collections
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“The strain and stress on our immediate lives changed almost overnight.”
Ron H | Verified Google Rating
Credit Counselling Canada Accredited Member BBB Accredited Business
Consumer Choice Award 2026

Years serving Albertans

More than 28years

Helped Albertans Pay Back

Over $450 million

Albertans Helped

Over 200,000

We'll reach out—just tell us when works for you.

Money Mentors' certified financial counsellors are available Monday to Saturday, including Monday to Thursday evenings.

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One Simple Monthly Plan

We help you consolidate and manage your CRA debt by negotiating affordable repayment options directly with the Canada Revenue Agency.

Protection from CRA Collections

Stop CRA collection calls, garnishments, and interest from spiraling out of control while you get a manageable plan in place.

No Hidden Fees

Our guidance is non-profit, with no upfront costs or surprise fees, so you can focus on resolving your tax debt.

Expert Guidance & Free Resources

Access Certified Financial Counsellors and educational tools to manage tax obligations, improve filing practices, and prevent future debt issues.

What Our Clients Have To Say

Google
“Today I finished paying off my OPD program debt! I can’t thank Yve Boucher and the others on the Money Mentors team enough for all of their guidance. Throughout the 2 years that I worked with Yve she was always a call or an email away and I received guidance when I needed it and in a timely manner. I recommend Money Mentors to anyone that is struggling to get back into good financial shape. Shanae!! Meara Unfortunately, the debt was created by my half sibling and my father from stealing and reselling my property and not paying my bills and stealing my profits. So that’s awesome.. sometimes it’s not your fault.”
Meara L P.
Meara L P.
Verified Google Review
“Sharon’s ability to breakdown complicated business topics into easy to understand concepts is second to none! Her support has elevated my business acumen and I’m grateful for her guidance, mentorship, and wisdom. Thank you for the amazing work you do!”
Timi A.
Timi A.
Verified Google Review
“I am ashamed to be writing this review so many months after receiving the wonderful and timely advice from Alexander Martin, Counsellor with Money Mentors, Calgary, Alberta. I contacted him after carefully reviewing their website, back in November of 2024, and he graciously and extremely patiently explained the various aspects of handling my personal debt. I was so ashamed for allowing myself to fall into this trap of credit card debt. I should have known better. And for that reason, I was adamant that I needed to pay off the debt myself. I was not prepared to forgive myself for the fact that had I not been diagnosed with 3 types of cancer in 2016 and forced to quit work, I would have been able to meet my own commitments, but I chose to remain angry, lonely, and growing further in debt with increasing interest fees monthly. I was 75, and if I could just get a part time job... but after a whole year of applications and job fairs, that was not to be. Alexander was so kind; he explained the facts, and how so many Canadians fall into this trap annually, whether through illness, bad choices, job loss, or whatever other circumstance. He eased my guilt, and allowed me to see the light again. While Money Mentors does not handle the particular solution to my own problem, he was the guiding light on my journey towards the rest of my life and freedom. I did not bite the bullet finally until August of 2025, by the time I selected a Trustee to work with, but I am now well on my way. Thank you Alexander; I could not have done it without you! Barbara”
Barbara
Barbara
Verified Google Review

Why Money Mentors?

The Only Alberta-Based Non-Profit Credit Counselling Agency

We’re proudly Alberta-based and committed to helping Albertans resolve tax debt and improve long-term financial stability.

Local Experts Who Understand Your Reality

Our Certified Financial Counsellors live and work in Alberta communities, understanding local tax laws, CRA processes, and challenges.

More Than Just Debt Help

From budgeting and money coaching to financial literacy programs in schools, we help Albertans of all ages thrive financially.

4 Steps to Resolving Tax Debt

Step 1

Speak With a Certified Financial Counsellor

Connect with one of our non-profit, Certified Financial Counsellors for a confidential, no-obligation conversation. We’ll review your CRA balances, filing history, and financial goals.

Step 2

Explore Your Options

Receive unbiased guidance on CRA repayment plans and options to reduce interest and penalties.

Step 3

Build Your Plan

Together, we’ll create a personalized action plan to manage your tax debt efficiently while staying compliant with CRA regulations.

Step 4

Take Control of Your Tax Debt

With your plan in place, you’ll make progress month by month. We provide ongoing support, tools, and education to prevent future tax debt issues.

How David Paid Off $36,000 of Debt to Regain Financial Freedom

Debt can take over your life — but it doesn’t have to. For David, debt wasn’t just a number on paper. It was always there — the background noise in every moment. Carrying $36,000, he felt the weight in nearly all aspects of his day. Things started to shift when a co-worker quietly mentioned Money […]
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How Cheryl Created a Debt-Free Future for Her Family

Alberta couple, Cheryl and her husband, were facing a harsh financial reality: with over $30,000 in consumer debt from four credit cards and one line of credit, making the monthly minimum payments had become nearly impossible. The weight of their debt was taking a toll on their lives and their relationship. “My husband didn’t realize […]
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How the Orderly Payment of Debts Alberta Helped This Father Pay Off $60K in Payday Loan Debt

Trevor, a hardworking father from Alberta, got caught in a payday loan cycle that quickly became a $60,000 disaster. Even though he worked two jobs, he struggled with managing his money. Payday loans seemed like an easy fix, but they only made things worse. Every time he borrowed, he ended up owing even more, and […]
Read More

Benefits of Tax Debt Management Through Money Mentors


  • Consolidate tax debt along with other unsecured debts into one affordable monthly payment
  • Stop collection calls, garnishments, and interest accumulation
  • Non-profit, unbiased guidance to manage your tax obligations
  • Prevent future CRA debt through education and structured repayment plans
  • Access free seminars and resources to improve money management and filing practices

Frequently Asked Questions

How can Money Mentors help with CRA debt?

We structure manageable monthly payments and provide advice to prevent future CRA issues.

Can you stop CRA collection calls?

Yes, by implementing a structured repayment plan and working with our certified financial counsellors, collection actions can be paused while your plan is in place.

Are there hidden fees for your guidance?

No. Money Mentors is a non-profit organization offering free education and support without unexpected fees.

What if I have multiple tax debts over different years?

We consolidate your obligations into a clear plan and provide ongoing guidance to manage them efficiently and reduce penalties.

How can Money Mentors help with CRA debt?

Money Mentors’ OPD program, backed by federal legislation, is unique in its ability to consolidate tax debt along with other unsecured debts into one affordable monthly payment. Unlike many other debt repayment options, CRA tax debt is eligible under the OPD program, which means you can include income tax, GST, and other government debts alongside credit cards, lines of credit, or payday loans. With fixed interest at 5% and protection from further collection action, OPD allows you to repay your debts in full while avoiding bankruptcy and rebuilding your financial stability.

As Seen On

Money Mentors as featured in Financial Post, The Globe and Mail, BNN Bloomberg, Toronto Star, CBC, and CTV News

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